THINK SMART IF IT COMES TO ASSET FINANCING

QUALITY PRODUCTS . EXCELLENT SERVICE . EXPERIENCED STAFF

Welcome To

SMART FINANCE

Established in 1998 as a finance company specializing in asset financing and has gone from strength to strength in the national Asset Finance Market in South Africa. Smart Finance’s success lies in the quality of its management and personnel who in all their activities put professionalism first. A combination of youthful energy and initiative, coupled with old-fashioned values and solid business knowledge, is an integral part of the company culture.

FINANCE YOU CAN TRUST

Smart Finance has established a reputation for service excellence.

GROW YOUR BUSINESS

Smart Finance has established strong relationships with multiple suppliers.

ASSET FINANCE

Have access to business assets such as Copiers, PABX’s and CCTV’s, to name a few.

THE BENEFITS OF

RENTAL FINANCE

OFF-BALANCE SHEET FINANCING

This means that rentals do not appear as an item on the company’s balance sheet.

Tax advantages to users

The monthly rental payment appears as an operating expense on your income statement and is fully tax-deductible.

conservation to working capital

As no deposit or initial lump-sum payment is required, rentals offer a low entry-level of cost, reducing the use of working capital.

convenience to the user

Rentals, due to its off-balance sheet nature, require much less bookkeeping than outright purchases and conventional forms of financing.

upgrade

Equipment under the Rental Agreement can be upgraded during the contract period to stay in touch of the latest technology at all times.

flexibility

Constraints of the Usury Act do not affect the rental agreement. Payment structures are only limited by the economic life-span of equipment and the end-users budgetary constraints.

FINANCE YOU CAN TRUST

Smart Finance has established a reputation for service excellence.

GROW YOUR BUSINESS

Smart Finance has established strong relationships with multiple suppliers.

ASSET FINANCE

Have access to business assets such as Copiers, PABX’s and CCTV’s, to name a few.

THE BENEFITS OF

RENTAL FINANCE

OFF-BALANCE SHEET FINANCING

This means that rentals do not appear as an item on the company’s balance sheet.

Tax advantages to users

The monthly rental payment appears as an operating expense on your income statement and is fully tax-deductible.

conservation to working capital

As no deposit or initial lump-sum payment is required, rentals offer a low entry-level of cost, reducing the use of working capital.

convenience to the user

Rentals, due to its off-balance sheet nature, require much less bookkeeping than outright purchases and conventional forms of financing.

upgrade

Equipment under the Rental Agreement can be upgraded during the contract period to stay in touch of the latest technology at all times

flexibility

Constraints of the Usury Act do not affect the rental agreement. Payment structures are only limited by the economic life-span of equipment and the end-users budgetary constraints.

WHY RENT

EQUIPMENT?

Because you don’t want to own something that gets old and loses its value faster than you can say “SMART”. Rental finance is an off-balance sheet operating expense, which can be deducted from your operating income. This capital can be put to better use to grow your core business. The bottom line to your business is that the technology assets you need are obsolete before they’ve even depreciated enough to be written off.

TYPES OF CLIENTS WE WORK WITH

OUR CLIENTS

– Companies/ Businesses

– Professionals (Doctors, Attorneys, Architects)

– Schools

– Home Owners Associations

– NPO institutions

– Sole Traders

– Churches

– No Individuals

PRODUCTS AND

SERVICES

Smart Finance will constantly strive to develop innovative and customized solutions to satisfy our customer’s unique business requirements. Agreements have been signed with a multitude of different suppliers and fund providers, locally and internationally, to offer our customers both preferential pricing and an opportunity to fund selected assets off-balance sheet at exceptionally competitive rates.

GET IN TOUCH

TELEPHONE: 021 979 2640

EMAIL: info@smartfinance.co.za
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